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Blog: Money and Finance


Consider Whether Or Not The Debt Relief Programs Is Worth Paying For

You will come across a plethora of debt relief programs offered by different organizations both private and public but you may not know which one you should take on for getting the burden off your shoulders. You may even wonder whether it will work well in your case. Well, all these debt relief programs are designed strategically to help people from all income groups, high or low and for almost all types of loans, secured or unsecured. ... ❯❯❯

Debt Relief Programs and the Associated Myths

A number of people feel stressed and worried because of the withstanding debt that they have. However, people can now get rid of all the withstanding debt easily as a number of debt relief programs have been introduced. Debt relief programs are considered to be the secret of a happy and stress-free life. These programs help in creating structured plans that will be responsible for pulling you out of your debt situation. The main... ❯❯❯

Little Diligence And Prudence Will Prevent Need For Debt Consolidation And Avoid The Quicksand Of Debt

Acquiring debt is very common in these modern days and most people do resort to loans to meet up with their family needs. However, debt is good only up to a certain limit that is manageable by you or else it will drag you into it just like quicksand. Carrying a credit card debt or any other each month is not easy and needs strategic planning to pay off the monthly bills on time. This will eliminate the chances of accrued interests,... ❯❯❯

How to Recognize and Avoid Common Debt Consolidation Loan Mistakes That Can Trip You Up

According to the Center for Microeconomic Data, Federal Reserve Bank of New York, Americans were carrying more than $1 trillion (https://www.newyorkfed.org) worth of revolving-debt balances in 2018. As much as $830 billion were credit card balances at the end of 2017 translating to $4,789 per average cardholder. When credit card dues threaten to swallow you up due to the high rates of interest and you begin to ward off an increasing... ❯❯❯

"Experts" Are Not Always Right About Cryptocurrencies

Bitcoin peaked about a month ago, on December 17, at a high of nearly $20,000. As I write, the cryptocurrency is under $11,000... a loss of about 45%. That's more than $150 billion in lost market cap. Cue much hand-wringing and gnashing of teeth in the crypto-commentariat. It's neck-and-neck, but I think the "I-told-you-so" crowd has the edge over the "excuse-makers." Here's the thing: Unless you just lost your shirt on... ❯❯❯

10 Easy to Minimize Household Expenses

Are you running out of money before you run out of month? Running a household can be expensive. With so many different expenses, it’s easy for the costs to get out of control unless you’re careful. You can certainly find more exciting ways to spend your money than paying too much to your auto insurance company! You can even add to your savings account each month. Avoid spending more than necessary on your household... ❯❯❯

8 Steps to Becoming a Top Earner in Your Field

In most fields, whether medicine, law, business, consulting, or accounting, there are a select few that make far more money than the rest. There are steps you can take to become a top earner in your field of employment. Is it luck? Do you need to be extremely charismatic? Do you require some special talent? No, no, and no. Consistently being a little bit better than your peers and focusing on success is all that’s required. ... ❯❯❯

Why It's Very Important to Have A Investment Portfolio

Investing is not a game. Not for the weak hearted. Stock markets move up and down. One cannot just predict the market. Not possible to predict its movement. Hence cannot time it's up and down. One can build a solid portfolio so as to possibly succeed. Few considerations to keep in mind. Invest with a goal in mind - As discussed in one of the point, the purpose of investing should be kept in mind. Even before starting with the... ❯❯❯

Is Investing for Growth Right for You?

  You may have heard terms such as value investing and growth investing. Although both types of investing involve buying stocks and then selling them at a profit, there’s a big difference in the two investing techniques. The difference between value and growth investing is an important distinction to be aware of, as it could help you figure out which type of investing suits you best. Value investing places a premium on... ❯❯❯

4 Tips for Creating a Solid Budget

If you knew of a tool that could bring your mind, family, and finances into harmony, dramatically reduce stress, and make the challenges of life much more manageable, would you take advantage of this tool? Such a tool does exist. A budget allows you to take control of your finances, instead of your finances controlling you. You can create a budget that supports your dreams while making sure the necessities are taken care of. Simply... ❯❯❯