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Blog: Money and Finance (Page 2)
Making Your Dollars Work For You in The Forex Market
Forex refers to the FOReign EXchange market. This is the marketplace where currencies can be traded. This market is more important than you realize, because it permits international business and trade. It is also important to travelers who visit foreign countries because many countries do not accept all currencies.
The Forex market is the largest and most liquid financial market in the world, far larger than the stock markets. The... ❯❯❯
What You Need to Know About Getting a Home Loan
In spite of what you might think, banks are desperate to make loans right now. But that doesn't mean that lending standards aren't tight; it’s still going to take a lot of paperwork to make the lenders happy.
Rates are the lowest they've been since the 1950s, so while it might be a bit of a hassle to jump through all the hoops, the time has never been better for that jumping. With rates well under 5% for 30-year fixed-rate loans, now... ❯❯❯
Personal Finance Tip: Creating a Nest Egg
Birds use their nests as a place of safety for their unborn eggs. They warm them and watch over them until they are ready to hatch. This is about what you do with your financial nest egg. Here are some tips for nurturing your future savings.Everyone needs something set aside for the days when they will eventually stop work. Life doesnít stop then and neither does your money if you plan right. It is never too late to put something aside... ❯❯❯
Financial Tips for the Newly Divorced
If you find yourself amongst the recently divorced population, you may be feeling not just the loss of a partner, but also the absence of the second paycheck. Chances are pretty good that you have lived your life based on two incomes, and now that you are the sole provider there are some changes that will need to be made. First thing is to figure out what you can live on by compiling your bills and adding them up, along with your... ❯❯❯
Smart Tips for Cutting Coupons
Coupons are there for you to reap the benefits of a generous manufacturer who wants you to try their product. Those who donít use them may be missing out of hundreds of dollars or more a year in savings. Here are some strategies to save money and get the most from those newspaper cut-outs.The Sunday paper is usually chock-full of advertisements for new foods or household products. At the bottom of those ads is a coupon to help you save... ❯❯❯
Consider Whether Or Not The Debt Relief Programs Is Worth Paying For
You will come across a plethora of debt relief programs offered by different organizations both private and public but you may not know which one you should take on for getting the burden off your shoulders. You may even wonder whether it will work well in your case. Well, all these debt relief programs are designed strategically to help people from all income groups, high or low and for almost all types of loans, secured or unsecured. ... ❯❯❯
Debt Relief Programs and the Associated Myths
A number of people feel stressed and worried because of the withstanding debt that they have. However, people can now get rid of all the withstanding debt easily as a number of debt relief programs have been introduced. Debt relief programs are considered to be the secret of a happy and stress-free life. These programs help in creating structured plans that will be responsible for pulling you out of your debt situation. The main... ❯❯❯
Little Diligence And Prudence Will Prevent Need For Debt Consolidation And Avoid The Quicksand Of Debt
Acquiring debt is very common in these modern days and most people do resort to loans to meet up with their family needs. However, debt is good only up to a certain limit that is manageable by you or else it will drag you into it just like quicksand. Carrying a credit card debt or any other each month is not easy and needs strategic planning to pay off the monthly bills on time. This will eliminate the chances of accrued interests,... ❯❯❯
How to Recognize and Avoid Common Debt Consolidation Loan Mistakes That Can Trip You Up
According to the Center for Microeconomic Data, Federal Reserve Bank of New York, Americans were carrying more than $1 trillion (https://www.newyorkfed.org) worth of revolving-debt balances in 2018. As much as $830 billion were credit card balances at the end of 2017 translating to $4,789 per average cardholder. When credit card dues threaten to swallow you up due to the high rates of interest and you begin to ward off an increasing... ❯❯❯
"Experts" Are Not Always Right About Cryptocurrencies
We all here a lot of news about Bitcoin and other cryptocurrencies. Bitcoin peaked about a month ago, on December 17, at a high of nearly $20,000. As I write, the cryptocurrency is under $11,000... a loss of about 45%. That's more than $150 billion in lost market cap.
Cue much hand-wringing and gnashing of teeth in the crypto-commentariat. It's neck-and-neck, but I think the "I-told-you-so" crowd has the edge over the "excuse-makers."
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